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Benefits & Premiums

Learn more about BCBS FEP Dental plan benefits and premiums.

Dental benefits that fit your life

Understanding your dental coverage is key to making the most of your benefits, keeping your smile healthy and protecting your overall health.

Understanding Your Dental Benefits

Benefits Chart Benefits Chart - High Option
Benefit High Option High Option Standard Option
IN-NETWORK OUT-OF-NETWORK IN-NETWORK OUT-OF-NETWORK
Class A (Basic) Services e.g., exams, preventative cleanings, X-rays, sealants You pay nothing You pay 10% You pay nothing You pay 40%
Class B (Intermediate) Services e.g., oral surgery, fillings, deep cleanings. You pay 30% You pay 40% You pay 45% You pay 60%
Class C (Major) Services e.g., crowns, bridges, implants, root canals, dentures You pay 50% You pay 60% You pay 65% You pay 80%
Class D (Orthodontics) Services Adults & Children You pay 50% up to $3,500 lifetime maximum per person You pay 50% up to $3,500 lifetime maximum per person You pay 50% up to $2,500 lifetime maximum per person You pay 50% up to $1,250 lifetime maximum per person
Annual Deductible
for Class A, B and C Services Does not apply to Class D (Orthodontics) 		You pay
no deductible		 You pay $50
per person		 You pay
no deductible		 You pay $75
per person
Annual Maximum Benefits
for Class A, B and C Services Does not apply to Class D (Orthodontics) 		No benefit limit We pay up to
$3,000 per person		 We pay up to
$1,500 per person		 We pay up to
$750 per person
Benefits Chart - Standard Option
Standard Option
IN-NETWORK OUT-OF-NETWORK
Class A (Basic) Services e.g., exams, preventative cleanings, X-rays, sealants You pay nothing You pay 40%
Class B (Intermediate) Services e.g., oral surgery, fillings, deep cleanings You pay 45% You pay 60%
Class C (Major) Services e.g., crowns, bridges, implants, root canals, dentures You pay 65% You pay 80%
Class D (Orthodontics) Services Adults & Children You pay 50% up to $2,500 lifetime maximum per person You pay 50% up to $1,250 lifetime maximum per person
Annual Deductible
for Class A, B and C Services Does not apply to Class D (Orthodontics) 		You pay
no deductible.		 You pay $75
per person
Annual Maximum
for Class A, B and C Services Does not apply to Class D (Orthodontics) 		We pay up to
$1,500 per person		 We pay up to
$750 per person

AskBlue BCBS FEP Dental Plan Finder

Need help choosing between a plan? The AskBlueSM BCBS FEP Dental Plan Finder tool can help you select the right one for you and your family?s needs.

Learn More

Brochures & Resources

Learn more about the tools and resources available to help you stay healthy and up-to-date on your coverage. View the BCBS FEP Dental brochure, along with our plan benefit summaries and helpful guides.

Learn More

Understanding Your Dental Premium

Your BCBS FEP Dental premium is based on your location (also called your rating area) and the plan and enrollment option you select.